Luca enters a high-end Vacheron Constantin boutique and casually purchases a men's watch and a women's watch for twenty-three thousand eight hundred sixty dollars, triggering a ten-times cashback reward that floods his account with over two hundred thousand dollars. Outside the store, he runs into his snobbish ex-girlfriend Vanessa and her friend Camila. Vanessa immediately sneers at him, assuming he is carrying an empty designer bag to trick her into getting back together. She proudly demands he put the watch on her wrist, completely convinced he bought it to win her back. The emotional payoff lands when the sales assistant runs out to hand Luca his receipt, exposing the massive transaction and proving he bought everything in cash. Instead of crawling back to his ex, Luca hands the luxury women's watch directly to Camila as a thank-you for past kindness, triggering a hundred-times critical cashback of nearly three hundred fifty thousand dollars. Vanessa is left burning with humiliation and regret, realizing she threw away a millionaire. However, the scene is far from over as Luca spots Naomi Monroe, the beautiful streamer he bumped into earlier, prompting him to plan an even larger display of wealth that will test the limits of his new system. He immediately turns back to the saleswoman and orders another watch worth over twenty thousand dollars, preparing to make a move that will change his financial standing forever.

After humiliating Vanessa, Luca notices Naomi Monroe walking nearby and calls her over to the boutique. He orders a limited-edition mechanical watch worth twenty-six thousand eight hundred dollars and has the store manager place it directly on Naomi's wrist. Vanessa tries to salvage her dignity by demanding a house and a wedding gift, but Luca coldly dismisses her, leaving her to be dragged away in tears by Camila. This lavish spending on Naomi triggers a legendary system reward, granting Luca full ownership of the San Fierro Commercial Street, including the Grand Hotel and the massive San Fierro Building, an asset package worth three hundred million dollars. Naomi is left completely dazed, her livestream chat exploding with shock as viewers witness a stranger gifting her a fortune. Luca walks into the Grand Hotel lobby, where the receptionists and general manager Roman Pierce immediately recognize him from a company-wide photo and bow respectfully to their new chairman. He checks into the exclusive presidential suite, enjoying a life of absolute luxury that was unimaginable just twenty-four hours ago. However, his peace is interrupted when he remembers his former abusive supervisor, Richard Sterling, who fired him for discovering an affair. Realizing that his old employer, Horsa Advertising, is a tenant inside his newly acquired San Fierro Building, Luca smiles and prepares to pay his former office a visit, setting the stage for a brutal corporate eviction. He contacts the building manager, Jared Prince, arranging a meeting for the next morning to handle the official ownership transition, eager to see how his former boss will react when their paths cross again. He falls asleep in his new suite, knowing that the power dynamic has completely flipped and he now holds the fate of his enemies in his hands.

Luca arrives at the San Fierro Building early the next morning and waits in the lobby. His former supervisor, Richard Sterling, spots him and immediately begins swaggering over with his hands in his pockets, mocking Luca for being unemployed and bragging about his own upcoming promotion to department director. Richard even boasts about his uncle's planned meeting with the new building owner to secure a major partnership, completely unaware of the trap he is walking into. The ultimate reversal occurs when the building manager, Jared Prince, rushes into the lobby, completely ignores Richard's enthusiastic greeting, and bows deeply to Luca, addressing him as President Hale. Richard is struck with terror as Luca reveals himself as the new owner of the entire thirty-three-story building. Luca wastes no time, ordering Jared to evict Horsa Advertising by the end of the month and to investigate and cut ties with any tenant doing business with them, effectively destroying the company. As security guards drag a screaming, pleading Richard out of the lobby, Luca holds a management meeting and instantly raises all staff salaries by twenty percent, securing absolute loyalty from his new employees. This corporate victory solidifies his control over his assets, but his personal life calls him back to his hometown of Ashford, where his sister and parents are waiting for him to share his success. He packs his bags and drives his newly purchased black Mercedes-Benz G-Class across provincial borders, unaware that a chance encounter with the local high-society elite will soon test his financial influence once again. On his way, he even gives a ride to Arabella Windsor, a cold and elegant beauty whose luxury sports car broke down on the highway, proving his charm extends far beyond San Fierro. Upon reaching Ashford, he is dragged into a disastrous blind date with a manipulative woman named Julie, only to expose her scandalous past and turn his attention toward helping his high school crush, Sophie Kennedy, whose mother is dying of kidney failure.

To upgrade his family's living conditions, Luca takes his mother and sister Trish to Stillwater Bay Estate, the most prestigious residential community in Ashford. He bypasses the cheaper options and demands to see Villa No. 1, a luxurious riverfront property priced at 1.5 million dollars. The sales manager and staff are stunned when Luca decides to purchase it with a single upfront payment. Instead of registering the villa under his own name, Luca hands the pen to Trish, forcing his high-school-aged sister to sign the contract. This selfless act on a family member triggers the system's legendary hundred-times critical cashback, depositing a staggering 150 million dollars into his account. With his liquid wealth reaching astronomical levels, Luca turns his attention to helping Sophie Kennedy, transferring 100 thousand dollars to fund her mother's kidney transplant. The surgery at Ashford Medical Center is a complete success, and the system rewards Luca with full ownership of the prestigious San Fierro Kanda Hospital, valuing his assets in the billions. Before they can leave the hotel, Adrian Vale, an arrogant suitor of Sophie whose father is the general manager, tries to humiliate Luca. Luca slaps him, fires his father, and orders a full financial audit that ruins their lives. This ruthless display of power shows his classmates that he is no longer the ordinary boy they once knew. After a passionate night with Sophie that cements their relationship, corporate duties call him back to San Fierro, where he must navigate his growing airline group, Starline Airways, and deal with new rivals who underestimate his power. He boards his Mercedes-Benz G-Class with Arabella Windsor as his passenger, ready to return to the metropolis where his multi-billion-dollar corporate battles and complex harem dynamics await him.